Good Shepherd Australia tackles the significant issues impacting women, girls and families. There are times in life, despite how hard you try to keep on top of things, when unexpected expenses pop up. No Interest Loans (NILs) will pay the cost of these essential goods and services straight to the vendor.

No Interest Loans (NILs) cannot be used for cash, bills or debt. You may borrow up to $2000 for essential goods and services with no fees, no interest, ever. You pay back only what you borrow and nothing more.

NILs works through a process called ‘circular community credit’. This means when a borrower makes a repayment to NILs, the funds are then available to someone else in the community.

Read more: About the No Interest Loans, eligibility and how to apply here.